Discover PhonePe, a versatile payments app that enables you to recharge your mobile phone, pay utility bills, and make instant payments both online and offline using BHIM UPI, credit cards, debit cards, or your wallet. With PhonePe, you can also invest in mutual funds and purchase insurance plans, including Car & Bike Insurance.
Key Features of PhonePe APK:
Money Transfer, UPI Payment, Bank Transfer:
- Easily transfer money using BHIM UPI.
- Manage multiple bank accounts, check balances, and save beneficiaries across 140+ banks, including SBI, HDFC, and ICICI.
Online Payments:
- Make secure online payments on popular shopping sites like Flipkart, Amazon, Myntra, and more.
- Pay for food orders from Zomato, Swiggy, and groceries from Bigbasket, Grofers.
- Conveniently pay for travel bookings on Makemytrip, Goibibo, and more.
Offline Payments:
- Scan QR codes and make payments at local stores such as kirana shops, food outlets, and pharmacies.
Insurance Policies:
- Buy or renew insurance policies through the app, including Term Life, Hospital Daily Cash Insurance, Dengue & Malaria Insurance, Coronavirus Insurance, Domestic Multi-Trip Insurance, International Travel Insurance, Bike Insurance, Personal Accident Insurance, and Car Insurance.
Mutual Funds and Investments:
- Invest in Liquid Funds, Tax Saving Funds, Super Funds, Equity Funds, Debt Funds, Hybrid Funds, and even purchase 24K Pure Gold through the app.
Mobile and DTH Recharge:
- Recharge prepaid mobile numbers for various providers like Jio, Vodafone, Idea, Airtel.
- Recharge DTH services like Tata Sky, Airtel Direct, Sun Direct, Videocon.
Bill Payments:
- Conveniently pay credit card bills, landline bills, electricity bills, water bills, gas bills, and broadband bills.
PhonePe Gift Cards:
- Purchase PhonePe Gift Cards for easy payments at over 1 lakh offline and online outlets, as well as within the PhonePe app.
Refund Management:
- Keep track of and manage refunds from your favorite online shopping websites through PhonePe.
Permissions:
- SMS: Required to verify your phone number during registration.
- Location: Necessary for UPI transactions as per NPCI requirements.
- Contacts: Used to access phone numbers for money transfers and recharges.
- Camera: Required for scanning QR codes.
- Storage: Used to store scanned QR codes.
- Accounts: Allows pre-population of email ID during signup.
- Call: Detects single or dual SIM for user selection.
- Microphone: Enables KYC video verification.
